What is Vitael?
Vitael is a DeFi protocol on Arc Testnet that lets you do three things: lend your crypto to earn yield, borrow against your assets, and swap tokens — all in one place.
Think of it like a decentralized bank. Instead of a bank holding your money and deciding the interest rate, Vitael uses smart contracts that run automatically on the blockchain. The rules are transparent, the rates adjust based on supply and demand, and you stay in control of your assets at all times.
What can you do on Vitael?
Lend
Deposit USDC, EURC, or cirBTC into the lending pool. Your balance earns interest automatically — no claiming needed. The longer you leave it, the more you earn.
Borrow
Use your deposited assets as collateral to borrow USDC. You keep your original assets and get extra liquidity. You pay interest on what you borrow.
Swap
Trade USDC ↔ EURC or USDC ↔ cirBTC instantly. Prices are determined by the liquidity pool, not an order book.
Provide Liquidity
Add tokens to a trading pool and earn 0.3% of every swap that goes through it. The more volume, the more you earn.
Bridge
Move USDC between Arc Testnet and other chains (Ethereum, Avalanche, etc.) using Circle's official bridge. No wrapped tokens — always native USDC.